Although the credit bureaus would like
to have you think otherwise, there is absolutely
nothing illegal about disputing items on your credit
report. In fact, it is your explicit right by law to do
so (see Fair Credit Reporting Act). Credit report repair
is as legal as pleading "not guilty" in a court of law.

If credit reports are received promptly, many clients see exhilarating progress within the first 60 days.

Statistically, participating clients have received, on average, 10.77 deletions by their third month, 15.15 deletions by the sixth month, and 25.8 deletions by the end of nine months. A deletion is a credit item that has permanently disappeared from the credit report of the client. We tabulated these statistics on October 6, 2000 from clients who had sent copies of all three credit reports once every three months (a "participating client.") Though we realize that these average results are exciting, we must warn you not to interpret past performance as a guarantee or promise that we will achieve precisely the same results for you as we have other clients in the past. Your results may be better or worse.
 

If there are delinquent accounts appearing on your credit reports that have not been paid off, the actual debt behind the listing remains the same even if we delete the account from your credit report. You still owe the same money that you owed in the first place. If you don’t pay the debt, the creditor or collection agency could always re-report the item. So removing the listing without addressing the debt is only a temporary solution. Call us today for more detailed information @ 404-378-2415